Personal Loan
Loan Comparison Meter
Here you can compare all loans on the basis of
typical interest and choose according to your compatibility
Personal Loan EMI Calculator
As you are planning to go for Personal Loan, EMI plays an important role. Will EMI fit into your monthly budget or not is an important factor. That’s why EMI calculator will help you come out of this dilemma. It will help you identify your monthly repayments, total interest payable and total
Advantages Of Choosing A Personal Loan
No Collateral Required
There is no need to mortgage any asset. You can easily get a low-interest personal loan if you meet the eligibility requirements & have a good and healthy credit score.
Minimal Documentation
The process to apply for Personal Loan has been made digitized. You can easily apply for the loan online & then verification can be done with minimal documentation.
Quick Processing & Approval
Personal loan is available without any security. You can easily avail and get approval for the same. If you meet the eligibility criteria, you get a Personal Loan approval in a span of short period. That is why it is the best supporter at the time of financial emergency.
Fixed Rate of interest
Banks usually keep the rate of interest on personal loans fixed throughout its tenure. Hence, you need not worry about variable EMIs or interest rate fluctuations. Apply online for Personal Loan in Delhi and get lowest interest rate as well as easy approval online for your Personal Loan.
Repayment flexibility
The average repayment period varies from 36 months to 84 months.
Multipurpose in nature
It is multipurpose in nature and can be availed for any personal financial requirement.
Instant Personal Loan Approval
If you apply for Personal Loan online in Delhi, Loanqubes gets you easy approval of Personal Loan with Lowest interest rate online.
Categories Of Personal Loans
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Am I Eligible For Personal Loan?
Personal Loans are provided by most of the banks/NBFCs but with different eligibility requirements & needs. However, most of the eligibility criteria are almost same. Now days you can instantly check online your eligibility before applying for the personal loan.
The eligibility criteria to get an instant approval online for Personal Loans are mentioned in the table below. Please go through before applying online:
Is Personal Loan the best choice for me?
Many a times, we are confused whether the Personal loan is beneficial or purposeful for me or not. If you are the one looking for house renovation, child education, automobile, wedding expenditure, debt consolidation, unexpected medical costs or requirement of funds for any other personal needs then PERSONAL LOAN is a must go for you.
Always remember “Financial woes can arise any time”. Be well informed & prepared for uncertainties
There was a time when availing a Personal Loan was not so common, but with rising incomes & tough competition among banks to improve their credit portfolios, Personal Loans have become more popular & easily accessible to get. These days’ banks are offering attractive interest rates as well as the flexibility of repayment.
What Documents Are Required To Apply For Personal Loan?
Below mentioned are the common documents which are required for applying for a Personal Loan
KYC Documents which include PAN Card, Aadhar Card, Voter ID for Identity & Age Proof
Residence proof –Passport, Driving License, Registered Rent Agreement
Completely filled personal loan application with photograph
Bank Statements for the last 3 months
IT Return with Form 16 for the past 2 years
Employment certificate from current employer
Last 3 months salary slips
For Salaried
KYC Documents which include PAN Card, Aadhar Card, Voter ID for Identity & Age Proof
Residence proof –Passport, Driving License, Registered Rent Agreement
Completely filled personal loan application with photograph
Bank Statements for the last 6 months
IT Returns for the last 2 years
Evidence of doing business like GST registration
Last 3 years CA certified/audited balance sheet and Profit & Loss account
For Self- employed 
Steps To Apply For Online Personal Loan
