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Personal Loan EMI Calculator


As you are planning to go for Personal Loan, EMI plays an important role. Will EMI fit into your monthly budget or not is an important factor. That’s why EMI calculator will help you come out of this dilemma. It will help you identify your monthly repayments, total interest payable and total


Advantages Of Choosing A Personal Loan

Advantages Of Choosing A Personal Loan

No Collateral Required

There is no need to mortgage any asset. You can easily get a low-interest personal loan if you meet the eligibility requirements & have a good and healthy credit score.

Minimal Documentation

The process to apply for Personal Loan has been made digitized. You can easily apply for the loan online & then verification can be done with minimal documentation.

Quick Processing & Approval

Personal loan is available without any security. You can easily avail and get approval for the same. If you meet the eligibility criteria, you get a Personal Loan approval in a span of short period. That is why it is the best supporter at the time of financial emergency.

Fixed Rate of interest

Banks usually keep the rate of interest on personal loans fixed throughout its tenure. Hence, you need not worry about variable EMIs or interest rate fluctuations. Apply online for Personal Loan in Delhi and get lowest interest rate as well as easy approval online for your Personal Loan.

Repayment flexibility

The average repayment period varies from 36 months to 84 months.

Multipurpose in nature

It is multipurpose in nature and can be availed for any personal financial requirement.

Instant Personal Loan Approval

If you apply for Personal Loan online in Delhi, Loanqubes gets you easy approval of Personal Loan with Lowest interest rate online.

Categories Of Personal Loans

Home Improvement

Each one of us dream of living a standard life with some luxurious style…


Wedding Personal Finance

Weddings are one of the auspicious events in our lives. For wedding…


Education Loans

Education is one of the most important phases of one’s life. And being educated…


Travel Loans

Planning to travel to your dream destination. And falling short of cash? No…


Eligible For Personal Loan

Am I Eligible For Personal Loan?

Personal Loans are provided by most of the banks/NBFCs but with different eligibility requirements & needs. However, most of the eligibility criteria are almost same. Now days you can instantly check online your eligibility before applying for the personal loan.

The eligibility criteria to get an instant approval online for Personal Loans are mentioned in the table below. Please go through before applying online:

Is Personal Loan the best choice for me?

Many a times, we are confused whether the Personal loan is beneficial or purposeful for me or not. If you are the one looking for house renovation, child education, automobile, wedding expenditure, debt consolidation, unexpected medical costs or requirement of funds for any other personal needs then PERSONAL LOAN is a must go for you.

Always remember “Financial woes can arise any time”. Be well informed & prepared for uncertainties

There was a time when availing a Personal Loan was not so common, but with rising incomes & tough competition among banks to improve their credit portfolios, Personal Loans have become more popular & easily accessible to get. These days’ banks are offering attractive interest rates as well as the flexibility of repayment.

Personal Loan the best choice

What Documents Are Required To Apply For Personal Loan?

Below mentioned are the common documents which are required for applying for a Personal Loan

KYC Documents which include PAN Card, Aadhar Card, Voter ID for Identity & Age Proof

Residence proof –Passport, Driving License, Registered Rent Agreement

Completely filled personal loan application with photograph

Bank Statements for the last 3 months

IT Return with Form 16 for the past 2 years

Employment certificate from current employer

Last 3 months salary slips


For Salaried

KYC Documents which include PAN Card, Aadhar Card, Voter ID for Identity & Age Proof

Residence proof –Passport, Driving License, Registered Rent Agreement

Completely filled personal loan application with photograph

Bank Statements for the last 6 months

IT Returns for the last 2 years

Evidence of doing business like GST registration

Last 3 years CA certified/audited balance sheet and Profit & Loss account


For Self- employed 

Steps To Apply For Online Personal Loan


Apply For Online Personal Loan

You can remodel your house by choosing personal finance for home renovation. And for this purpose you can instantly get approval online & start off with you dream home renovation.

ceremonies you require a major cash flow for making this event memorable forever. At times you face tension from where cash will come to buy items and organize various rituals, and to solve this problem here we are with Personal loan for Weddings.

 is right of one and all. These days the education sector has become very expensive. If you are in an urgent requirement you can go for a personal loan which will work as an education loan for you.

No needs to worry easily apply online for Personal Loan for your travelling plans with affordable interest rates & short tenure. This loan helps you to repay easily without any hassle. The loan amount varies on your creditworthiness and travel destination.